How it works
How it works, in five friendly steps
From your first question to a real conversation, without the runaround.
- 1
1. Get your bearings here (optional)
Read a side-by-side explainer, ask Mr a question or take the one-minute funding route quiz. No details needed.
- 2
2. Pick your country
Australia or New Zealand. Trading in both? Start where your property is, or where the borrowing business banks.
- 3
3. A 60-second enquiry on that site
How much, what for, and a few details about the business. No credit check when you first enquire.
- 4
4. A real person reads it
Someone who knows your country's tax office, lenders and property rules looks at your situation and calls to talk it through.
- 5
5. Options that fit, or a straight no
If there's a sensible option, secured or unsecured, they explain it and what's needed next. Documents and any credit check only come once you decide to go ahead.
Start in the right country
Mr has a home on each side of the Tasman. Australian businesses start on mrbusinessloan.com.au; New Zealand businesses start on mrbusinessloans.co.nz. If you're not sure, the country chooser and our page on where trans-Tasman owners should apply will help.
Common questions
Why can't I enquire on this site?
This site is the shared guide for both countries. Enquiries go to the country site that matches your business, so a person who knows the local rules and lenders handles them.
Does enquiring affect my credit score?
No. There's no credit check when you first enquire. It's only discussed once you decide to go ahead.
Will my details be sent to lots of lenders?
No. There's no spray-and-pray. A real person matches your situation properly instead of firing it at a list of lenders.
How long does the enquiry take?
About 60 seconds on either country site. Accurate answers, especially the amount, what it's for and any property, help you get the right option first time.
Ready to see what's possible?
Choose your side of the Tasman. A short enquiry on that country's site, no credit check when you first ask, and a real person who calls you back.
Trading in both countries, or not sure? Let Mr help you choose.
No credit check to ask
No spray-and-pray
A real person reads it